Rates

Disclaimer:

**APY=Annual Percentage Yield. APYs accurate as of 05/01/2023. Rates may change after account is opened.

If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last business day of monthly statement cycle; (2) balances up to $15,000 receive APY** of 5.00%; and (3) balances over $15,000 earn 2.00% interest rate on portion of balance over $15,000, resulting in 5.00% - 2.00% APY** depending on the balance. If qualifications are not met, all balances earn 0.05% APY**. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day¹ of the current statement cycle through one (1) day prior to the last banking day¹ of the current statement cycle. "Banking Day¹ " means any day on which an office of the credit union is open to the public for the purpose of carrying out substantially all of its banking functions or for processing.

Disclaimer:

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day1 of the current statement cycle through one (1) day prior to the last banking day1 of the current statement cycle. "Banking Day1" means any day on which an office of the credit union is open to the public for the purpose of carrying out substantially all of its banking functions or for processing.

Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle:

Kasasa Saver: Balances up to $100,000.00 receive APY** of 2.00%; and balances over $100,000.00 earn 0.15% APY on the portion of balance over $100,000.00, resulting in a range from 2.00% to 0.15% APY** depending on the account’s balance. Kasasa Cash: Balances up to $15,000.00 receive a non-compounding APY** of 5.00%; and balances over $15,000.00 earn 2.00% APY on the portion of balance over $15,000.00, resulting in a non-compounding range from 5.00% to 2.00% APY** depending on the account’s balance.

Kasasa Cash Back: 3.00% cash back on up to a total of $6.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash or Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.05% APY**.

Kasasa Cash: All balances earn a non-compounding APY** of 0.05%. Kasasa Cash Back: No cash back payments are made. *When linked to the Kasasa Saver account, the dividends earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. **APY = Annual Percentage Yield. APYs accurate as of 05/01/2023.  Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit/debit, enrollment in online banking, receipt of electronic statements are a condition(s) of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number / individual taxpayer identification number. An account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly maintenance charges or fees to open the account or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.  Federally insured by NCUA.   Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.