Better Roads Ahead
Lower Your Auto Rate by up to 3.00% APR*
Bust Your Rate with Zia
Tired of making uphill payments that seem to never get you closer to paying off your car or truck? Lowering your rate can help you pay off your vehicle faster and possibly lower your monthly car payment in the process.
And refinancing with Zia also means:
Flexible Terms & Affordable Payments
Completely Local Processing & Decisions
Attentive Service from Start to Finish
Ditch your old rate and hit the road to better with Zia.
*APR=Annual Percentage Rate. Membership eligibility required. Limited time promotion 03.01.2025 – 12.31.2025. Approved rate will be the higher of these: either 3.00% APR less than member’s current external auto loan rate or Zia’s current minimum floor rate. New rate cannot be lower than Zia’s minimum floor rate. Must meet loan qualifying criteria. All auto loans are subject to credit approval. Loans financed through dealer or manufacturer at 0.00% are ineligible. Zia reserves the right to extend, alter, or cancel this promotion at any time. Proof of current, external rate required. †No payment for 70 days, whereby the first payment is extended up to 70 days from the date the loan is funded. Finance charges will begin to accrue when the loan is funded, and negative amortization may occur. See credit union for more details.
This credit union is federally insured by the National Credit Union Administration.